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ICICI Bank cuts lending and deposit rates by up to 50 bps

MUMBAI: Soon after the RBI reduced policy rates by 25 basis points, the country's largest private sector lender, ICICI Bank, on Tuesday slashed
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the benchmark lending rate by 50 basis points, a move that would benefit millions of home, consumer and corporate loan borrowers.

The benchmark advance rate will be reduced by 50 basis points to 16.25 per cent with effect from tomorrow, ICICI Bank said in a statement.

At the same time, the bank also decided to reduce deposit rates by 25-50 basis points across various tenors.

The new fixed deposit rates would be effective from April 24, it said.

Meanwhile, the RBI today reduced the short-term lending (repo) and borrowing (reverse repo) rate by 25 basis points each to 4.75 per cent 3.25 per cent, respectively, with immediate effect.

The bank has also reduced the floating reference rate by half a percentage point to 13.25 per cent.

All the existing floating rate customers will benefit from the cut, the statement added.

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